Identity Verification Fraud Identity ID: What Is It? How to Avoid It? , Cybercrime | Important news – Selfie ID fraud: Deepfake photo can empty bank account, 5 tips from experts Achi-News

Today In this day and age, checking in with selfie verification is common. Government agencies, telecommunications companies, banking and financial institutions use it to verify your identity and protect your account. In this process, customers are asked to take a selfie on their smartphone. Many times, during live video, along with showing documents, questions and answers are also asked. Selfie verification saves people a lot of time. People can do live verification sitting at home.

However, as easy and convenient as it is, it can also be dangerous. Cyber ​​criminals can use your selfie to steal personal and financial information and even drain your bank account.

so today news of need I will talk about what is selfie ID fraud? You will also learn that-

Expert: Pawan Duggal, Cyber ​​Security & AI Expert, New Delhi

Question – What is selfie recognition?

answer- Selfie authentication is a secure feature that allows users to digitally verify their identity by capturing a live photo of themselves. In this regard, users are asked to look in different directions, turn their head or make certain expressions on their faces. In Selfie Verification, users can verify their identity sitting at home in just a few seconds.

For example, earlier pensioners had to go to the government pension office every year to present their life certificate. But to make it easier, the Employees’ Provident Fund Organization (EPFO) has provided a facility to introduce digital life proof based on face authentication. Through this, pensioners can submit living life certificate from home by installing two apps ‘Aadhaar Face RD’ and ‘Jeevan Pramaan’ in their smartphones. The elderly and physically challenged people have greatly benefited from this facility.

Question – What is selfie faking?

answer- Selfie spoofing is a cyber crime, where cyber criminals use your selfie to steal your identity and try to access your personal and financial accounts. In this, cyber criminals make some changes in your selfie with the help of AI.

Question- How can fraud occur in the name of selfie verification?

answer- Cyber ​​security and AI expert Pawan Duggal says that a fake photo or video can be created of anyone in this age of Artificial Intelligence (AI). To steal your selfie, cybercriminals first send the link via email or message. As soon as you click on this link, your phone will be hacked. After this, complete control of the phone comes into the hands of cyber criminals. With this, cyber criminals can steal your personal photos, videos or financial information from the photo gallery.

Understand this from the graphic below.

Question- How can fake selfies be misused?

answer- Deepfake is a technology that can be used to create a photo or video of anyone. AI expert Pawan Duggal says deepfake technology is so advanced today that a fake video can be made from a picture of a person and a voice can be cloned from just three or four seconds of audio.

Through AI, cyber criminals can even copy someone’s voice, picture or facial expression in a virtual call or meeting. These are so precise that it is not possible for everyone to recognize them. This can lead to such dangers. Such as-

Identity Theft: Cyber ​​criminals can steal your identity using selfies, thereby making other people victims of theft or phishing attacks.

Making a Fake Video: Using deepfake technology, fake videos can be made from your selfies, which can be used to damage your image.

Create a fake account on social media: By using a selfie, cybercriminals can create your fake social media account, where they can swindle money from your friends and acquaintances.

Financial Fraud: Through fake fake technology, cybercriminals can take out loans and credit cards in your name through selfies.

Question- What things should be kept in mind to avoid selfie verification fraud?

answer- Scammers use several methods to carry out selfie verification scams. For this, they use many such fake apps, which claim to verify selfie or beautify the photo. To avoid this scam, keep these things in mind given in the graphic below.

Question – What to do if you fall victim to a selfie scam?

answer- If you fall victim to a selfie scam, first of all change the password of all your social media accounts and online payment apps. Also make social media accounts private. Freeze your bank accounts immediately. Apart from this, contact the nearest police station or cyber crime helpline 1930.